Odisha Mo Ghara Yojana – The Naveen Patnaik government on May 29 announced the launch of the Mo Ghira Yojana, which provides credit-linked financial assistance to beneficiaries who lack the budget to build or repair houses. It is a big relief for the economically and socially weaker Odisha government has recently taken 18 major initiatives including the Mo Ghara Yojana as the fifth term of BJ is going on for four years. Read below to check detailed information related to the Odisha Mo Ghara Scheme like highlights, objectives, features and benefits, eligibility criteria, required documents, application procedure, and more.
Odisha Mo Ghara Yojana 2023
| Scheme Name | Odisha Mo Ghara Yojana 2023 |
| Started By | State Govt. Of Odisha (Naveen Patnaik) |
| Eligible State | Odisha |
| Year | 2023 |
| Beneficiary | Lower middle class people of Odisha state |
| Loan Amount | Rs.3,00,000/- |
| Official Website | https://rhodisha.gov.in/moghara/ |
What is Odisha Mo Ghara Yojana 2023?
Whose implementation coincides with the end of the fourth year of Mr. Patnaik’s fifth term, will help all families excluded from the existing housing program due to strict eligibility requirements or lack of adequate funding and those who previously received housing assistance. Had happened. low amount and now looking to renovate or expand their house. The credit-linked housing program, fully supported by the state budget, has received approval from the state cabinet chaired by the Odisha CM. Loan applications will be accepted from June 15, 2023. The new “Mo Ghara” scheme was one of the 18 proposals that were approved by the Odisha Cabinet on Monday, headed by Chief Minister Naveen Patnaik.
This decision was taken under the chairmanship of Chief Minister Naveen Patnaik. Three new ministers have joined the Council of Ministers in Odisha, which has received 18 proposals for setting up Mo Ghara (government housing assistance in rural areas) in view of the 2024 elections. , Under the ‘Mo Ghara’ scheme of the Panchayat Raj and Drinking Water Department, the state government will provide funds to rural lower and middle-class families to fulfill their aspirations.
Odisha Mo Ghara Yojana 2023 Objectives
The state cabinet has approved a new housing program called Mo Ghara to provide financial assistance to low and low-middle-income rural Odisha families to realize their housing aspirations. The program includes all families excluded from current housing programs due to strict eligibility requirements or insufficient funds.
Odisha Mo Ghara Yojana 2023 Benefits/Features
- The rural poor have been provided with solid housing and their standard of living has been improved
- This reduces the disaster vulnerability of the rural poor
- It helps the rural poor feel more deserving of their dignity
- It helps in the economic growth of rural communities
- Beneficiaries of this program can avail of home loans up to Rs. 3 lakhs, repayable within 10 years, excluding a one-year grace period on installments.
- Four loan amount slabs ranging from Rs.1 lakh, Rs.1.5 lakh, Rs. 2 lakh, and Rs 3 lakh respectively as per the Cabinet Notification
- Those whose monthly income is less than 25,000 and who have already received housing assistance of Rs 70,000 or less can qualify for a loan under the Mo Ghara program.
Odisha Mo Ghara Yojana 2023 Loan Subsidy Amount
| Loan Amount | Subsidy |
|---|---|
| Rs.1,00,000/- | Rs.30,000/- |
| Rs.1,50,000/- | Rs.45,000/- |
| Rs.2,00,000/- | Rs.60,000/- |
| Rs.3,00,000/- | Rs.30,000/- |
Odisha Mo Ghara Yojana 2023 Eligibility
- Candidate must be domiciled in Odisha.
- Candidates should not have a furnished house in Odisha and should live in a hut
- Applicants should fall under the EWS category
- The candidate’s family income should be less than Rs.25,000 per month
- Candidate should not be in receipt of any form of government housing assistance
Odisha Mo Ghara Yojana 2023 Documents
- Voter ID Card
- Aadhaar Card
- Address Proof
- BPL Certificate
- EWS Certificate
- Identification Proof
- Bonafide Certificate
- Passport size photo
- Residence Certificate
How to Apply For the Odisha Mo Ghara Yojana 2023?
- First, go to the Official Website of the Odisha Mo Ghara Scheme
- The home page of the website will open on the screen.
- Click on the Registration option.
- A new page will open on the screen.
- Once you click on the link, the application form will open on the screen
- Now, fill the form with all required details like name, email ID, mobile number, address, etc
- After that upload all required documents
- After successful registration, log in with the details.
- Enter the details in the application form.
- Finally, click on the submit button to complete the application process
How to Apply For the Odisha Mo Ghara Yojana 2023?
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What is the Odisha Mo Ghara Yojana 2023?
Odisha Mo Ghara Yojana is a housing program initiated by the State Government of Odisha, led by Chief Minister Naveen Patnaik, to provide credit-linked financial assistance to economically disadvantaged families in rural areas for building, repairing, or expanding their houses.
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Who is eligible for the Odisha Mo Ghara Yojana 2023?
To be eligible for this scheme, applicants must be domiciled in Odisha, live in a non-furnished house (hut), belong to the economically weaker section (EWS), have a monthly family income below Rs. 25,000, and should not have received any previous government housing assistance.
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How much loan amount can beneficiaries receive under this scheme?
Beneficiaries can avail of home loans ranging from Rs. 1 lakh to Rs. 3 lakh, with a repayment period of 10 years, including a one-year grace period on installments. The loan amount depends on the family’s income and their previous housing assistance.
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What documents are required for the Odisha Mo Ghara Yojana application?
Applicants need to submit documents such as a Voter ID Card, Aadhaar Card, Address Proof, BPL Certificate, EWS Certificate, Identification Proof, fide certificate, Passport-sized photos, and Residence Certificate.
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How can I apply for the Odisha Mo Ghara Yojana 2023?
To apply for the scheme, visit the official website, complete the registration, and fill in the application form with the necessary details. Upload the required documents and submit the application online. Remember to log in with the provided details to complete the process.
